3BHK Interior Cost in Bangalore 2026: Complete Budget Planning Guide

What Does 3BHK Interior Include?

A complete 3BHK interior package covers all built-in furniture across three bedrooms, kitchen, living-dining area, and utility spaces. This includes modular kitchen, three wardrobes, TV unit, shoe rack, study area, and optional pooja unit. False ceiling, electrical upgrades, and painting complete the package.

Standard 3BHK Interior Scope

Typical 3BHK Apartment Sizes in Bangalore

Bangalore 3BHK apartments range from 1,000 sq ft (compact) to 1,800 sq ft (spacious). Most fall in the 1,100-1,400 sq ft range. Interior cost scales with carpet area—not super built-up area.

• Compact 3BHK: 1,000-1,150 sq ft (common in Whitefield, Sarjapur)
• Standard 3BHK: 1,150-1,400 sq ft (most apartment complexes)
• Spacious 3BHK: 1,400-1,800 sq ft (premium projects, villas)

How Much Does 3BHK Interior Cost in Bangalore 2026?

A complete 3BHK interior in Bangalore costs ₹12L to ₹45L in 2026, depending on scope, finish level, and material quality. Expect 8-10% higher costs compared to 2025 due to material and labor inflation. The wide range reflects the difference between functional basics and designer-level finishes.

3BHK Interior Cost by Budget Tier

Cost Distribution Across Rooms

Kitchen takes 30-40% of any 3BHK interior budget—slightly lower percentage than 2BHK because bedroom costs scale up. Bedrooms (wardrobes) account for 25-35%. Living-dining takes 15-20%, with balance going to common areas and finishing.

Room-Wise Cost Breakdown

Modular Kitchen Cost

3BHK kitchens are typically larger than 2BHK—ranging from 100-150 sq ft. Expect ₹4-6L for basic execution or ₹8-15L for premium finishes. U-shaped or parallel layouts are common in larger 3BHK kitchens.

Material Note: Always use BWP (Boiling Water Proof) plywood for kitchen cabinets. Hettich or Hafele hardware for soft-close mechanisms and pull-out accessories.

Master Bedroom Cost

Master bedrooms in 3BHKs are typically 150-200 sq ft, allowing for larger wardrobes (7-8 ft) and additional furniture. Budget ₹1.2-2L for basic or ₹3-5L for premium execution with walk-in elements.

Second Bedroom Cost

Second bedroom typically gets a 5-6 ft wardrobe. Often serves as guest room or older child's room. Budget similar to third bedroom unless specific requirements differ.

Third Bedroom / Kids Room Cost

Third bedroom often serves as children's room or study. Consider modular study setup with bookshelves. Wardrobe can be smaller (4-5 ft) for kids.

Living-Dining Area Cost

3BHK living-dining areas range from 250-400 sq ft. Larger space allows for TV unit with back panel, crockery unit, and potentially a bar corner or partition.

Budget Tier Comparison: What You Actually Get

Basic Budget: ₹12-18L

The basic budget covers functional essentials without frills. Quality construction with laminate finishes throughout. Best for rental properties, first homes, or tight budgets.

What's Included:

• L-shaped or U-shaped kitchen with laminate finish
• Granite countertop (basic colors)
• 3 wardrobes with laminate finish, basic internal layout
• Simple TV unit and shoe rack
• Basic crockery unit
• Peripheral false ceiling (no cove lighting)
• Standard electrical points (15-20 additional)
• Full home painting (emulsion finish)

What's NOT Included:

• TV back panel, designer elements
• Study tables, dressing units
• Pooja unit, bar counter
• Designer false ceiling
• Texture paint, wallpaper

Mid-Range Budget: ₹18-28L

Mid-range is ideal for most Bangalore families. Complete scope with quality materials, better finishes, and functional furniture in all rooms.

What's Added:

• Better finish options (high-gloss laminate, membrane)
• Quartz countertop
• Full internal accessories (pull-outs, organizers)
• Dressing unit in master, study tables in other bedrooms
• TV unit with back panel
• Crockery unit with glass display
• Basic pooja unit
• Full false ceiling with cove lighting
• 30-40 additional electrical points
• Accent walls with texture or wallpaper

Premium Budget: ₹28-45L

Premium budgets deliver designer-level execution with imported fittings and custom elements. For homeowners who want their 3BHK to feel like a luxury apartment.

What's Added:

• Acrylic, lacquer, or PU paint finishes
• Corian or imported quartz countertops
• Premium Hettich/Hafele accessories throughout
• Walk-in wardrobe elements in master
• Designer TV unit with stone or veneer back panel
• Dedicated pooja room with premium finishes
• Bar unit with wine storage
• Multiple accent walls with designer elements
• Designer false ceiling with profile lighting
• Smart switches and automation-ready wiring

3BHK vs 2BHK: Cost Comparison

3BHK interiors cost 40-60% more than 2BHK in absolute terms, but are 5-10% more cost-effective per square foot. Fixed costs like design fees, mobilization, and project management get distributed across larger area.

Cost Comparison Table

Why 3BHK is More Cost-Effective Per Sq Ft

• Kitchen scales modestly: Kitchen cost increases 30-40%, not proportionally with area
• Fixed costs spread: Design fees, site visits, project management remain similar
• Bulk material savings: Larger plywood and laminate orders get better rates
• Single mobilization: Same team handles larger scope efficiently

Material and Finish Cost Impact

Material choice can swing your total 3BHK cost by ₹5-10L. Plywood grade, finish type, and hardware brand are the biggest cost drivers. Understanding these helps optimize your budget.

Plywood Grade Impact

Finish Type Cost Comparison

For a 3BHK, finish choice can mean ₹3-8L difference in total cost. Laminate offers best value; acrylic and lacquer are premium options.

Hardware Budget

For a 3BHK, hardware costs range from ₹80K (basic Hettich) to ₹3L+ (full Hettich/Hafele with premium accessories). We recommend only Hettich or Hafele—no compromises on hardware.

Hidden Costs to Budget For

Every 3BHK interior has costs beyond the main quote. Budget an additional 15-20% (₹2-5L) for these items. Being aware upfront prevents budget shock.

Common Hidden Costs

Project Timeline: How Long Does It Take?

Complete 3BHK interior work takes 60-90 days in Bangalore under normal conditions. Larger scope and more rooms extend timeline compared to 2BHK. Monsoon season can add 10-15 days.

Phase-Wise Timeline

Factors That Extend Timeline

• Monsoon (June-Sept): +10-15 days for painting and polish
• Premium Finishes: +7-14 days for lacquer, veneer work
• Custom Elements: +7-14 days for special orders
• Design Changes: +7-14 days per major change
• Occupied Home: +25-35% longer (limited work hours)

6 Budget Mistakes Bangalore Homeowners Make

Mistake 1: Underestimating Total Budget

Problem: Setting ₹15L budget when realistic cost is ₹20L+ for desired scope.

Fix: Get detailed quotes before setting budget. Include 15-20% buffer for hidden costs and changes.

Mistake 2: Skimping on Kitchen

Problem: Allocating ₹3L for kitchen in ₹20L budget. Kitchen needs 30-40% (₹6-8L).

Fix: Kitchen is most used space—invest proportionally. Quality kitchen = quality home perception.

Mistake 3: Ignoring the Third Bedroom

Problem: Leaving third bedroom "for later" then never completing it.

Fix: Do all rooms together. Single mobilization is more cost-effective. Room-by-room costs 15-20% more total.

Mistake 4: Not Planning Electrical Early

Problem: Finalizing electrical after furniture design, leading to awkward outlet placements.

Fix: Plan furniture layout first, then map electrical. Involves coordinating with vendor early.

Mistake 5: Accepting Lowest Quote

Problem: Choosing ₹15L quote over ₹18L without comparing material specs.

Fix: Compare itemized BOQs. Verify plywood brand, hardware brand, and inclusions match across quotes.

Mistake 6: Making Changes After Work Starts

Problem: Changing wardrobe design mid-project. Material wasted, extra cost incurred.

Fix: Finalize 100% of design before work begins. Sleep on decisions for 48 hours before approving.

FAQs: 3BHK Interior Cost in Bangalore

3BHK Interior Budget Planning Checklist

Key Takeaways

• Budget ₹12-45L for complete 3BHK interior depending on scope and finish
• 3BHK is 5-10% more cost-effective per sq ft than 2BHK due to fixed cost distribution
• Allocate 30-40% to kitchen—it's the centerpiece of your home
• Do all rooms together for 15-20% savings vs room-by-room approach
• Keep 15-20% buffer for GST, appliances, lights, and changes
• Use BWP plywood for kitchen, MR for bedrooms—never particle board